
Are you torn between an inground or above-ground pool? Picking the right pool can be tricky. Inground pools can last a lifetime and add value to your home. This guide will help you weigh the pros and cons of each type.
Key Takeaways
- Above-ground pools range from $7,000 to $15,000, depending on size and features.
- Inground pools in 2025 start at around $65,000 and can exceed $100,000 with customization.
- Above-ground pools install in 1–3 days, while inground pools can take weeks to months.
- Inground pools last 30–50 years and can boost home value.
- Above-ground pools last 7–20 years and are easier to maintain or remove.
- Inground pools allow more customization, landscaping integration, and deep water features, but come with higher costs and maintenance.
Key Differences Between Inground and Above-Ground Pools
Inground and above-ground pools differ in more ways than you might think. From costs to looks, these two pool types offer unique features that can make or break your backyard dreams.
Cost Comparison
Cost comparison is a crucial factor when deciding between inground and above-ground pools. Let’s break down the numbers to help you make an informed choice.
Pool Type | Cost Range |
---|---|
Above-Ground Pool | $7,000 – $15,000 |
Inground Pool (Starting Price) | $60,000 |
Inground Pool (Average Installation) | $75,000 |
Inground Pool (High-End) | $100,000+ |
Above-ground pools are the budget-friendly option. This price point makes them accessible for many homeowners. On the other hand, inground pools come with a heftier price tag. Most homeowners can expect to pay at least $60,000 for an inground pool installation. For those seeking luxury features or larger sizes, costs can easily exceed $100,000. These figures show a significant difference in initial investment between the two options. Your budget will play a big role in determining which type of pool suits your needs best.
Installation Process
The installation process varies significantly between above-ground and inground pools. Above-ground pools are generally quick and straightforward to install, often taking just 1 to 3 days. Many homeowners opt to handle installation themselves using pre-fabricated kits, while others hire professionals for a faster, cleaner setup. These pools require only basic site preparation, such as clearing and leveling a small area of your yard. Plumbing is typically minimal and easy to connect to existing utilities.
In contrast, inground pools require a much more involved process. Installation begins with extensive site preparation, including excavation and grading. Depending on the pool type—concrete, fiberglass, or vinyl liner—contractors may pour a shell, lower in a preformed mold, or assemble a steel framework. The plumbing and electrical systems for inground pools are far more complex and time-consuming. In many cases, additional features like decking, fencing, and integrated landscaping are installed alongside or after the pool is complete. From start to finish, the entire process can take several weeks or even months, depending on the size and complexity of the project.
Maintenance Requirements
Pool maintenance is a key consideration when deciding between above-ground and inground options. In general, above-ground pools are easier and less expensive to maintain. Their smaller size means less water to filter and treat, and fewer components means there’s less that can break. Routine care involves cleaning the liner, checking chemical levels, and running the filtration system regularly. Because they don’t require resurfacing or heavy structural maintenance, long-term upkeep is relatively low.
On the other hand, inground pools demand a more consistent and often costlier maintenance routine. Their larger volume of water requires more chemicals and energy to keep clean and balanced. Concrete inground pools, in particular, need resurfacing every 10 to 15 years, which can cost between $1,000 and $6,500 per 1,000 square feet. In addition to surface upkeep, owners may need to address occasional issues like leaks, cracks, or equipment repairs. While inground pools can last 30 to 50 years with proper care, they come with ongoing responsibilities that require time, effort, and a larger maintenance budget.
Pros and Cons of Above-Ground Pools

Advantages of Above-Ground Pools
- Quick and easy installation
- More affordable (even at the high end)
- Removable and portable
- Lower maintenance
- Great for small yards
- Safe for kids due to elevated sides
Disadvantages of Above-Ground Pools
- Shorter lifespan (7–20 years)
- Limited shapes and depths
- Less visually appealing
- Fewer customization options
- Less durable over time
Pros and Cons of Inground Pools

Advantages of Inground Pools
- Adds up to 7% to home value
- Seamless integration with landscaping
- Fully customizable (shape, depth, features)
- Durable construction (30–50 year lifespan)
- Great for exercise and entertainment
- Allows for diving, tanning ledges, waterfalls, lights, and more
Disadvantages of Inground Pools
- Starts around $65,000 and can exceed $100,000
- Takes weeks or months to install
- Requires more upkeep and resurfacing
- Increases property taxes and insurance
- Permanent fixture that’s costly to remove or change
- Requires a lot of yard space
Factors to Consider When Choosing
Picking a pool isn’t just about looks. You’ll need to think about your budget, yard size, and how much work you want to put in.
Budget and Long-Term Value
When deciding between an inground or above-ground pool, your budget and long-term goals should be top priorities. Above-ground pools are far more affordable upfront, with prices ranging from $7,000 to $15,000 depending on size and features. Inground pools, on the other hand, now start around $65,000 in 2025 and can easily climb past six figures. While inground pools require a much larger initial investment, they may increase your property’s value by up to 7%, making them a potential asset if you plan to stay in your home long-term or want to appeal to future buyers. Above-ground pools, by contrast, generally do not add value to a home—and in some cases, could even detract from it. It’s important to weigh whether you’re prioritizing immediate enjoyment at a lower cost or aiming for a lasting, value-adding feature.
Space and Landscaping Options
Space and landscaping are also critical factors. Inground pools require more room and involve significant digging and structural work, but they offer seamless integration into your landscape. They can be tailored to your yard’s shape and become a centerpiece for outdoor entertaining. Above-ground pools are more space-efficient and ideal for smaller or oddly shaped lots. They don’t require as much land or prep work, making them a smart choice for urban homeowners or those with limited backyard space. However, because they sit above the ground, they can sometimes clash with the surrounding environment and offer less visual appeal.
Customization and Features
Customization is another key area where the differences stand out. Inground pools provide nearly unlimited options—you can choose the shape, depth, materials, and add-ons like lighting, waterfalls, or built-in spas. These features allow you to create a true backyard retreat that matches your lifestyle and design preferences. Above-ground pools offer fewer customization options. Most come in standard round or oval shapes with limited depth, and while you can enhance them with a deck, lighting, or a heater, you’re generally working within a more rigid design framework. If personalizing your pool experience is a top priority, an inground setup offers far greater flexibility.
Conclusion
Choosing between an inground or above-ground pool comes down to your priorities, budget, and long-term goals. Above-ground pools are quick to install, more affordable, and perfect for families looking for a seasonal backyard escape with minimal upkeep. Inground pools require a larger investment but offer unmatched customization, beauty, and long-term value for your property.
At Carlton Pools, we help homeowners make the right choice for their space and lifestyle. Whether you’re ready to build a custom inground pool that transforms your backyard or want a top-quality above-ground pool you can enjoy this summer, our team is here to help. Visit one of our retail locations to explore our above-ground pool options or contact us today to start designing your dream inground pool.